https://nicolas.finance/en/tags/ratp/ Recent content in Ratp on Nicolas Finance Hugo en Sun, 14 Jun 2026 00:00:00 +0000 https://nicolas.finance/en/posts/retraite-francaise/04-ratp/ Sun, 14 Jun 2026 00:00:00 +0000 https://nicolas.finance/en/posts/retraite-francaise/04-ratp/ The most media-covered scheme is also the best textbook case: its rules, its State subsidy, and above all what “closing a scheme” means over fifty years — a slow wind-down, not an immediate saving.